While many people have a basic idea of what to do after a car accident, less is known about the steps to take after a boating accident. All boat owners and renters should know what to do if this unfortunate event occurs. These brief guidelines explain what's essential in the moments following an accident on the water.
Filing an accident report
Whether or not an accident report is required in a particular boating accident depends on the severity of the accident. The U.S. Coast Guard requires an accident report within 48 hours of an accident in which personal injury or property damage occurred. Even if no one was injured and no property was damaged, you may still need to file a report based on individual state laws.
Each state has different regulations when it comes to requiring boat owners to have insurance, so find out whether the other boat owner involved in the accident has coverage. Depending on the policy, the accident may or may not be covered by insurance.
Boating accidents can be traumatic, and it's not always easy to know exactly what to do after one happens. Every state has different laws regarding liability, insurance requirements and mandatory reporting. Learn more about what to do after a boating accident by contacting Law Office of Robert Salazar.