Texas residents and others who choose to text while driving may pay more for car insurance. A company called Arity uses components within the smartphone to tell if it is in a driver's hand or on a flat surface while a car is in motion. It can also tell if smartphone apps are being used. Arity is part of Allstate, and information gathered may be used by the company as a factor in determining a person's car insurance rate.
Drivers in Texas are probably aware that speed kills. However, they may not know that speeding, rather than drunk or distracted driving, has led to the nationwide increase in traffic deaths, according to a report from the National Transportation Safety Board. It states that speeding accounted for 31 percent of traffic fatalities between 2005 and 2014.
There is much commotion about the advent of driverless cars. Some researchers anticipate that these cars will reduce the number of fatal motor vehicle accidents by 90 percent. Others predict that accidents caused by distracted drivers will become a thing of the past.
Many Texas motorists will experience a car accident at some point during their lives. After making sure that anyone injured in the accident has received medical attention, drivers should exchange information and notify local law enforcement. Drivers should also obtain insurance information from each other and notify their own insurance company as soon as possible.
Every choice each Texas resident makes while driving impacts others, not just that driver. The same concept applies to the choice that impaired individuals make when they get behind the wheels of their cars when they shouldn't. In that moment, a drunk driver makes the choice to put the lives of everyone on the road at risk.