At one time or another in their lives, Texans are likely to be involved in some type of motor vehicle accident ranging from a fender-bender to a multi-car crash with serious injuries. Knowing what to do when this happens is essential.
The first thing a motorist should do is stop; this is a legal requirement. Even if it's a low-impact accident with minimal damage, a motorist needs to stop to check out any damage and injuries.
Secondly, the driver should not admit responsibility for the motor vehicle accident at the scene, even if their actions did cause the accident. The motorist also needs to check if vehicle occupants are injured and need prompt medical attention. Both drivers should check for vehicle damage but try not to move the car until police arrive. Taking photos of the vehicle damage and accident scene with a cellphone or digital camera will come in handy later.
Drivers should exchange contact information, including their insurance companies. They also should get contact information on passengers in the involved vehicles. It is important to get information on the other vehicle, including make and model, license plate and vehicle identification numbers. Drivers should notify their insurance companies immediately, from the scene if possible. An accident claim also needs to be opened with the insurance company.
The driver who did not cause the accident as well as their passengers may be eligible for a personal injury claim against the at-fault diver if they were injured in the motor vehicle accident. A personal injury attorney may be able to explain eligibility for a claim, what benefits might be available and how the process works.